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1. Introduction

Welcome to Capital Trust Asset. By accessing or using our website, platforms, and services, you agree to be bound by these Terms & Conditions. Please read them carefully, as they govern your relationship with us. If you do not agree with any part of these Terms, you must not use our services.

2. Definitions

  • “Company” refers to Capital Trust Asset, its subsidiaries, affiliates, and authorized representatives.

  • “Client,” “User,” “You” refers to any person or entity accessing or using our services.

  • “Services” means all investment, advisory, account management, and related services provided by Capital Trust Asset.

  • “Platform” refers to the website, portals, and digital applications owned or operated by the Company.

3. Eligibility

To use our services, you must:

  • Be at least 18 years of age or the legal age of majority in your jurisdiction.

  • Have full legal capacity to enter into binding agreements.

  • Provide accurate and up-to-date information when registering or engaging with our services.

4. Use of Services

By using our services, you agree to:

  • Provide truthful, complete, and accurate information at all times.

  • Use the platform solely for lawful purposes.

  • Not engage in activities that could harm, disrupt, or compromise the integrity of our systems or services.

We reserve the right to suspend or terminate accounts that violate these Terms.

5. Investment Risks

All investments involve risk, including the potential loss of capital. Past performance is not a guarantee of future results. Clients are responsible for evaluating their investment objectives, financial situation, and risk tolerance before engaging with our services. Capital Trust Asset does not guarantee returns or the performance of any investment.

6. Fees & Charges

Certain services may be subject to fees, commissions, or charges as agreed upon in writing with the client. The Company reserves the right to amend its fee structure with prior notice.

7. Confidentiality & Privacy

We are committed to protecting your personal information. All data is collected, processed, and stored in accordance with our Privacy Policy. By using our services, you consent to such processing.

8. Intellectual Property

All content on our website and platforms—including but not limited to text, graphics, logos, trademarks, and software—is the intellectual property of Capital Trust Asset or its licensors. Unauthorized use, reproduction, or distribution is strictly prohibited.

9. Third-Party Services

Our services may include links to third-party websites or the use of external service providers. We are not responsible for the accuracy, reliability, or security of third-party platforms and disclaim any liability arising from their use.

10. Limitation of Liability

To the maximum extent permitted by law, Capital Trust Asset shall not be liable for:

  • Losses arising from investment decisions made by clients.

  • Indirect, incidental, or consequential damages, including loss of profits.

  • Interruptions, delays, or errors in the use of our platform.

11. Indemnification

Clients agree to indemnify and hold harmless Capital Trust Asset, its employees, and affiliates from any claims, damages, or expenses arising from misuse of services or violation of these Terms.

12. Amendments

We reserve the right to amend or update these Terms & Conditions at any time. Changes will take effect upon publication on our website. Continued use of our services constitutes acceptance of the revised Terms.

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